What we have in this situation is a very low probability event that can have
really nasty consequences.
The consequences are especially dangerous because they have zero warning and can happen so fast most people can dodge or avoid them, and they are damn nasty because the result in people – like you and me – being burned, which hurts like hell doesn’t look to good.
If it was just in 20 million cars cars catching on fire, big whoop, there are lots of cars, and they don’t feel pain, and you and me are not cars, so screw them.
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Bottom line –
You really want to avoid using a mobile phone while you are pumping gas – because you are moving the phone right to the fuel source AND you are the one who will get burned.