My dad knew Simon Ngoo for a few years, he is one of my dad mahjong kaki’s husband.
Back in year 2013, Simon suddenly appeared at my dad’s flat for $15k loan, claiming that he needs money very urgently. If my dad don’t lend, he would commit suicide.
My dad is a retiree, full time look after my mum. Note mum is a stroke patient, requires long term medical treatment.
So then out of kind heart, my dad took out 15k to lend this guy on condition that an IOU sign, and IC to affix on the IOU. The guy obliged and hence u see the above IOU with his ic.
Agreement is to pay monthly instalment of 700
However after some payment of 6.7k the guy went missing. My dad went to his flat 5x, then finally got hold of his wife. So then the wife helped his husband settled 1.5k by instalment. Total amt settled is 8250. However on her last instalment, she made my dad signed waival of balance sum (6750).
My dad approached MP, then got referred to small claims tribunal, legal aid bureau, all couldn’t help. We went to lawyer too and his wife claimed that my dad signed on the agreement that balance sum waived.
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