A case involving a loan scam.
Victim is A Burmese S pass holder. He wanted a loan of SGD3,000 and he borrowed through phone calls that he received. The caller said no meeting and signed documents were needed, and it will be an instant approval after receiving his identity card or S Pass card.
Our victim then proposed a loan of $3,000 with an agreed payable time frame of 12 mths with a $275 monthly instalment. On the same day, victim was told to check his bank account and he found that only an amount of $300 was received, so he called the lender.
Lender said then said that it’s a trail loan ( testing ).
Since victim cannot get the $3,000 loan that he needed, our victim decided not to proceed with the loan and returned the said $300 immediately the next day.
However, the lender said that $300 is considered already loaned out and the victim must pay additional $200 to cover the lapse of agreement or else the lender will execute to pour paint and set fire to the house to get victim in trouble with the home owner.
After a few arguments, our victim feared and agreed to pay $200 with the agreement that lender will stop his harassing and threats.
When 4 days had passed, victim received a threatening msg via whatsapp demanding $500 immediately for settlement or lender will proceed putting fire or splash paint to his home and neighbors. Victim also received some threatening photos and recorded the lender’s threats in whatsapp voicemail. The 3 videos were sent to the victim by threatening victim to heed to the lender’s demand or suffer similar consequences as shown in the videos.
The victim whom we advised has since lodged a police report.
Crime Library (Singapore)
Source: FB post by Crime Library Singapore